Fixed-Rate Mortgage Options
We offer a variety of affordable fixed-rate mortgage options designed to fit your needs (see tabs above).
- Special mortgages for military personnel
- 100% financing
- Federal Housing Administration (FHA) Mortgage
Our fixed-rate mortgages offer:
- 15- and 30-year terms with fixed monthly payments
- No Private Mortgage Insurance (PMI) on many conventional loans, including 15- and 30-year jumbos
- Loans available nationwide
- Personal guidance from first call to closing, 7 days a week
- Navy Federal servicing for the life of your loan
| Fixed Rate Mortgage Payment Example |
| $200,000 | 6.125% | 6.196% | 30 Years | $1,215.22 | $237,480.40 |
For questions, call us at 1-888-842-6328. ![]()
To Submit a New Mortgage Application via the Phone | |
| Call 1-888-842-6328 | |
| Step 1 | Please enter your Access Number |
| Step 2 | Enter your telephone password Forgot Your Password? |
| Step 3 | Select the option "to apply for a loan or credit card, open a new account, or for more options" |
| Step 4 | Press option one (1) |
| Step 5 | Press option two (2) |
| Step 6 | Speak to a Member Service Representative |
All Navy Federal call centers are located in the United States of America.
Mortgage Application Assistance
We're currently experiencing compatibility issues with select browsers and are working on a solution. In order to best assist you during the mortgage application process, please call 1-888-842-6328 to speak with a mortgage specialist. Our experts are available 7:00 am to midnight, Monday through Saturday, and 9:00 am to midnight, Sundays, Eastern Time.
Mortgage Application Assistance
To find the best mortgage loan for you, or to get started on your application, just sign in to Account Access, then select "Mortgage Loan Application" under the "Account Services" tab. For mortgage application questions, please call 1-888-842-6328 to speak with a specialist.
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