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Car insurance cover for driving abroad

As an AA Car Insurance policyholder you can drive anywhere in the EU, and in several other European countries, with the cover you enjoy in the UK, for up to 90 days during the 12 months of your policy.

Countries where you are covered

Your car insurance cover is valid in all European Union countries:

Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.

You are also insured for driving abroad in these non-EU countries:

Iceland, Norway, Switzerland, Croatia and Liechtenstein.

Documents for driving abroad

Are you planning to drive in Europe? Make sure you take the right documents with you in case you have an accident.

You should take your Certificate of Motor Insurance if you travel in the EU. This provides details of your insurance cover that you'll need to provide if you have an accident.

You can get an explanation of how your Certificate of Motor Insurance applies in the countries we mentioned above in our multi-lingual leaflet. You'll find this helpful while driving abroad.

Download our multi-lingual European driving leaflet

You can use your Certificate of Motor Insurance and our leaflet instead of a Green Card when you're driving abroad in the countries listed above. The Green Card (or International Motor Insurance Card) is an internationally recognised document that shows that you have the minimum insurance cover needed by law in the country you are visiting. You do not need a green card for driving in these countries:

Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden and Switzerland.

Travelling further afield

You'll need to tell us if youre taking your car to a country that isnt listed above. You can get a Green Card if your insurer will cover you for that country, but you may have to pay a fee for this. Please call  us on 0844 412 4684.

You may need to prove that you have car insurance, not just at the border but for example after an accident. That's why taking a Green Card or Certificate of Motor Insurance and leaflet with you anyway could be handy while driving abroad in these countries.

Longer trips and business travel abroad

Are you planning to take your car to Europe for more than 90 days? You should let us know in advance, so that we can tell you how much it will cost to get extra insurance cover. You should also let us know if youre planning to use your car for business travel abroad. Please call us on 0844 412 4684.

Breakdown cover

Arrange breakdown cover before you go if you want real peace of mind while driving abroad. AA European Breakdown Cover has a 24-hour English-speaking telephone helpline for when you're driving in Europe.