Who Needs Long Term Care Insurance? Before asking who needs long term care insurance, it can help to define what this means. Typically, long term care means care in an assisted living facility, nursing home, adult day care, or care at home from a home health aid. It could also include long-term therapy, hospice, and ...
HealthCare.Gov Seems To Work Now! Heres the good news. The new Health Insurance Marketplace at HealthCare.gov, courtesy of the Affordable Care Act, is functioning. One of our editors signed up yesterday with minimal frustration because it took awhile for the confirmation email to come through. If you plan to use it, set aside at least ...
Does Homeowners Insurance Cover Floods? Most home owners have a lot invested in their houses and the property inside of those houses. Mortgage, taxes, and insurance may add up to the the largest category of monthly bills. Most people regard those as the bills they need to pay first, because if they dont , homes ...
Do You Need Trailer Insurance In Addition To Auto Insurance? This site has already covered the high cost of uninsured drivers, both to themselves and to everybody else. However, many people wonder if their current policy also covers trailers that might be towed along behind a properly insured vehicle. The right answer to this questions ...
Over 50s Life Insurance Many people have had some life insurance in their lives. They bought term policies or had coverage through group plans at work. However, as time passed, these policies lapsed. J.D. Powers, a major consumer research company, reports that 50 million Americans believe they lack adequate life insurance, and this problem gets ...
What Types of Car Insurance Do You Need? The amazing thing is that almost every vehicle owner needs some type of insurance, but few of them really understand the coverage contained in their policy. If you understand what coverage you are paying for each month, you are much more likely to be satisfied if you ...
Everybody Pays for Uninsured Drivers in the US Every US state has financial responsibility laws which do two basic things: These laws establish minimum required liability insurance rules for the state. Some states require more than property and bodily injury insurance too. For example, some states require personal injury protection. These laws establish fines and ...
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